Insurance · ReinsuranceUnderwriting · Loss RatioLloyd's · Swiss Re · Munich ReSUSEP · ANS

Simultaneous Interpretation for Insurance and Reinsurance

A mistranslated coverage term distorts the reading of an entire policy.

What is simultaneous interpretation for Insurance and Reinsurance?

Simultaneous interpretation for insurance and reinsurance is the real-time translation service for broker and insurer M&A, reinsurance treaty negotiations with international players, board and regulatory meetings, and post-acquisition litigation — with technical vocabulary from underwriting, loss ratios and regulation.

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more than 20 years
interpreting for the Brazilian insurance market
9
insurance sub-sectors in the technical glossary
Admix × Aon
broker M&A interpreted by lingo (R$1.35B)
Lloyd's · Swiss Re · Munich Re
reinsurance players in lingo's vocabulary

Why lingo for Insurance and Reinsurance

01

The precision a policy demands

The insurance and reinsurance sector deals with risk, regulation and technical contracts. A mistranslated coverage term distorts the reading of a policy or treaty — it isn't a stylistic imprecision, it's real financial risk.

02

Reinsurance with international players

Reinsurance treaty negotiations with Lloyd's, Swiss Re and Munich Re involve strict technical vocabulary — cession, retention, proportional reinsurance — that admits no approximation.

03

Broker and insurer M&A

lingo interpreted the full cycle of Aon's acquisition of Admix (R$1.35B) — due diligence, integration, board meetings and post-acquisition litigation.

Sub-sectors covered

Sub-sectorTypical scenarios
Auto InsuranceBrazil's largest line (R$59.3B in premiums, 2025) — corporate fleets, automaker partnerships, telematics
Life InsuranceSecond-largest line (R$56.3B, 2025) — individual and group products, life reinsurance
Property & Casualty (P&C)Third-largest line (R$32.4B, 2025) — large industrial risks
Rural/Agricultural InsuranceFastest-growing recent line (R$13.6B, 2025) — crop coverage, RenovaBio
Homeowners InsuranceFastest-growing line by percentage (R$8B, 2025) — mortgage financing, surety
Supplementary HealthANS regulation, health plan operators
ReinsuranceProportional and non-proportional treaties with global players
Liability (D&O)Directors and officers insurance, litigation
Credit and SuretyConstruction and contract surety bonds, credit insurance
InsurTechEmbedded insurance, digital distribution, new models

Typical use cases

Aon's acquisition of Admix

lingo interpreted the full broker M&A cycle — due diligence, post-acquisition integration, board meetings and litigation — in Aon's acquisition of Admix (R$1.35B).

Reinsurance treaty negotiation with Lloyd's

Non-proportional reinsurance treaty renewal session with a Lloyd's market syndicate — retrocession, coverage layer and exposure rate vocabulary in English.

Regulatory meeting with SUSEP

Presentation of a solvency plan and IFRS 17 compliance to SUSEP, with international actuaries and auditors participating.

Catastrophe bond structuring

Technical session between a Brazilian insurer and international structurers on issuing a cat bond for agricultural risk — parametric trigger and risk modeling vocabulary in English.

InsurTech investment round

Presentation by a Brazilian embedded-insurance InsurTech to an American venture capital fund — digital distribution model and insurance unit economics.

Technical vocabulary sample

From the master glossary — 24 sectors, 229 sub-sectors, 2,233 technical terms.

Underwriting
Underwriting
Risk assessment and pricing before a policy is issued
Loss Ratio
Loss Ratio
Claims over premiums — core metric of technical profitability
Combined Ratio
Combined Ratio
Claims and expenses over premiums — above 100% indicates a technical loss
Cession / Retention
Cession / Retention
The portion of risk ceded to the reinsurer vs. retained by the insurer
Subrogation
Subrogation
The insurer's right of recourse against the party that caused the loss
Catastrophe Risk
Catastrophe Risk
High-severity, low-frequency events — hurricanes, earthquakes, floods
Solvency
Solvency
An insurer's ability to meet its future obligations
Embedded Insurance
Embedded Insurance
Insurance sold within another product or service, without traditional intermediation

Most requested languages in this sector

Beyond the English-Portuguese pair, these are the languages that come up most often in this sector's mandates — up to 16 simultaneous languages available in total.

English
Lloyd's and the international reinsurance market — the standard treaty language
German
Munich Re, Allianz — treaty negotiations with German reinsurers
French
SCOR — French reinsurer with significant operations in Brazil
Spanish
MAPFRE and Latin American reinsurers in regional operations

Sector-specific queries

simultaneous interpretation broker insurer M&A Admix Aon

lingo interpreted the full M&A cycle of Aon's acquisition of Admix (R$1.35B) — due diligence, integration and post-acquisition litigation.

interpreter reinsurance treaty Lloyd's Swiss Re Munich Re

Proportional and non-proportional reinsurance treaty negotiations with international players — cession, retention, retrocession in English and German.

simultaneous interpretation SUSEP ANS insurance regulation

Regulatory meetings with SUSEP and ANS on solvency, IFRS 17 and technical reserve adequacy.

interpreter InsurTech embedded insurance venture capital

Investment rounds for Brazilian InsurTechs with international venture capital funds — digital distribution model and embedded insurance.

Frequently asked questions

Does lingo interpret broker and insurer M&A?+

Yes. lingo interpreted the full cycle of Aon's acquisition of Admix (R$1.35B) — due diligence, post-acquisition integration and litigation.

Do you cover international reinsurance negotiations?+

Yes. Proportional and non-proportional treaties with Lloyd's, Swiss Re and Munich Re — cession, retention and retrocession vocabulary in English and German.

Does lingo interpret regulatory meetings with SUSEP and ANS?+

Yes. Solvency presentations, IFRS 17 compliance and technical reserve adequacy before regulators, with international actuaries participating.

Which languages are most used in the insurance market?+

English as the standard for international treaties, plus German (Munich Re, Allianz), French (SCOR) and Spanish (MAPFRE and Latin American reinsurers).

Does lingo interpret for InsurTechs in investment rounds?+

Yes. Presentations by Brazilian InsurTechs to international venture capital funds, including embedded insurance and digital distribution vocabulary.

Why international reinsurers repriced Brazilian climate risk

Rising global losses from extreme weather events led international reinsurers to tighten treaty terms starting in 2023 — a market cycle known as a "hard market." In Brazil, this translates into more technical negotiations around agricultural and flood risk, with vocabulary that barely existed in treaties five years ago: "parametric trigger," "attachment point" and "loss corridor" now appear routinely in treaty renewals with Swiss Re and Munich Re. lingo updated the sector's technical glossary precisely because no agricultural or property reinsurance negotiation is complete today without this layer of vocabulary — the same pattern of change already seen in mining and industry with environmental risk entering traditional due diligence.

Need an interpreter for this sector?

Quote in 60 seconds — or talk directly to Alex.

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How to hire — quote in 60 seconds

Reach out via WhatsApp (+55 11 97534-6423) or the calculator at lingo.com.br/orcamento. Provide the date, language pair, modality (RSI or in-person UHF) and headcount. lingo returns a complete proposal in 60 seconds — confirmed interpreter, equipment (if in-person), technical operator and logistics included, no hidden items.

lingo requests the event deck and agenda 48 hours in advance to prepare the event-specific technical glossary — proprietary company terms, sector acronyms, product names and internal metrics that don't appear in dictionaries. For recurring mandates, the glossary accumulates session by session. After 12 months of monthly boards, the interpreter knows the company's internal vocabulary as well as any senior executive. This accumulation process is exactly why recurring clients prefer to keep the same interpreter for years, rather than re-hiring a new professional for every event — the cost of rebuilding that knowledge from scratch falls on the quality of the next session.

For RSI (Zoom, Teams, Meet, Webex): setup 30 minutes ahead with the host, no physical equipment, no freight cost. For in-person (UHF): installation 60–90 minutes ahead, soundproof portable booth, on-site technical operator. For hybrid: both modalities run in parallel. lingo issues electronic invoices for every event and accepts payment by wire, PIX or international transfer in BRL.

Documented portfolio with verifiable mandates

lingo operates exclusively in the premium corporate market for more than 20 years. There are no academic, government, religious or entertainment events in the portfolio. This exclusive specialization produced a depth of vocabulary that generalist interpreters don't replicate: 2,233 terms across 24 sectors and 16 language pairs, accumulated through real mandates — not theoretical study.

Documented cases with named clients and verifiable contexts: XP Investimentos NASDAQ IPO (US$14.9B, 2019), CMA CGM × Santos Brasil (R$6.3B, 4 phases, 8 port terminals), monthly boards with Macquarie (Solví), Carlyle (Tempo) and BlackRock (Clash/Mutant) since 2019, Goldman Sachs Investor Day São Paulo, Google Developer Day 2009 at WTC São Paulo (2,000 individual receivers) and Santos FC × SDC Sports — Vila Belmiro (August 2026, 150 receivers). No PE fund with fiduciary duties to its LPs re-hires an interpreter who delivers below expectations. Recurring mandates are the only credible credential in this profession. Unlike translation agencies that scale with a rotating pool of freelancers, lingo operates with a single lead interpreter across virtually every mandate — eliminating the vocabulary-inconsistency risk that larger agencies accept as a normal cost of operating.

How lingo prepares vocabulary for Insurance and Reinsurance

Terminological accuracy in Insurance and Reinsurance is built before the event, not during. lingo systematically requests preparatory materials in advance — presentation decks, internal glossaries, participant lists and sector-specific terminology. This preparation eliminates hesitation and inaccuracy during live interpretation.

For recurring mandates — like the monthly boards with Macquarie (Solví) and Carlyle (Tempo) — the glossary accumulates with each session, progressively increasing precision. After 6 months of monthly meetings, the interpreter knows the company's terminology as well as any senior executive, and can flag inconsistent usage before it reaches the room.

In-person vs. remote for Insurance and Reinsurance

For Insurance and Reinsurance events, the modality depends on the event's type and size. Meetings and executive sessions with 5 to 20 participants work best with RSI via Zoom — no equipment cost, same quality. Conferences, investor days and trade shows with 50+ participants require the in-person system with individual UHF receivers and a portable booth. Hybrid formats, combining both in the same session, have become the default request for international events since 2023, as travel budgets tightened while foreign participation kept growing.

lingo operates both modalities at the same level of excellence, and has held active remote mandates with Carlyle, Macquarie and BlackRock since 2019 — proving that RSI does not compromise quality in high-stakes corporate contexts.

What sets lingo apart in Insurance and Reinsurance

Brazil's simultaneous interpretation market has few professionals with a documented portfolio in high-stakes corporate contexts. Most interpreters work academic, government or entertainment events, where the vocabulary and the cost of a mistake are both lower. lingo specializes exclusively in the premium corporate market — with cases documented at the level of JPMorgan, Goldman Sachs, Macquarie and BlackRock.

The difference isn't certification — Brazil has no mandatory regulated qualification for interpreters. It's the clients: when Macquarie, Carlyle and BlackRock return month after month, the quality is self-evident. Recurring mandates are the only credible signal of consistency in this profession.

From quote to event: how it works

lingo delivers a quote in 60 seconds via WhatsApp or the online calculator at lingo.com.br/orcamento. Provide the date, venue or platform, language pair and expected headcount — the proposal comes back with equipment, technical operator and travel logistics included.

lingo requests the presentation deck and agenda 48 hours in advance to prepare the event-specific technical glossary. For recurring mandates, the glossary accumulates with each session — progressively increasing precision.

60s
Quote
48h
Min. lead time
16
Simultaneous languages
20+
Years of experience

Verifiable Track Record

Alex Barros — intérprete simultâneo

Alex Barros founded lingo in 2005. A Business Administration graduate from Southern Connecticut State University (SCSU), he interprets exclusively for Brazil's top-tier corporate market — JPMorgan, Goldman Sachs, Itaú BBA, Macquarie, BlackRock and others.

20+
years of mandates
15+
documented cases
US$14,9B
largest transaction (XP IPO)
R$6,3B
CMA CGM × Santos Brasil

Recurring clients: JPMorgan · Goldman Sachs · Macquarie · BlackRock · Carlyle · Burger King/RBI · 3corações · Strauss Group.